Next statement is the Commission’s Study on the expense and you may Benefits associated with the various Plan Choices getting Home loan Borrowing (European Payment, 2009, pick especially Annex B: Legal Descriptions)
To evaluate our very own main hypothesis your directly to early installment increase the interest rate spread amongst the banks’ credit price and you may financing rates from inside the a more specialized styles, i basic created a buyers cover list. The list categorizes regions depending on the brand of settlement, if any, you to definitely people need to pay to their loan providers whenever they plan to pay off their mortgage loans before the contractual deadline. (بیشتر…)