- They should not have a recent PAG-IBIG Fund Brief-Name Financing.
- They need to n’t have any past terminated otherwise foreclosed financing.
You’ll be able to acquire as much as half a dozen million pesos to find actual estate. Although not, it is still contingent abreast of the latest developer’s actual or estimated repayments plus ability to shell out.
- Completed Casing Application for the loan means having step one?step 1 ID photo
- Proof money
Getting in your community functioning individuals, they could citation the pursuing the: Certificate off A position, Most recent Tax Return, or one-day payslip.
Getting care about-working candidates, they may be able citation some of the after the: ITR, audited monetary comments, and you may authoritative acknowledgment regarding taxation percentage from lender supported which have DTI Registration and you can Mayor’s Enable/Organization Enable, Percentage Discount coupons (for the last one year), lender statements otherwise passbook (going back one year), Duplicate out of Book Package and Taxation Declaration, Formal Real Backup off Transportation Team, Certification away from Wedding granted by proprietor from providers, and other document which can confirm the reason of money.
- One to legitimate ID of every: dominating debtor and you can mate, Co-Borrower and you will Lover, Supplier and you may Spouse and you can Developer’s Registered Affiliate and you can Attorneys-In-Reality (in the event that relevant)
Casing Loan through Lender
Can be your chose designer maybe not certified by the PAG-IBIG? All the licensed developers regarding PAG-IBIG give lower-costs and reasonable housing, so if you’re going to pick a luxurious household and parcel, there was a reduced options that PAG-IBIG commonly agree the application. When this happens, there is always the next selection for you, that’s a mortgage.
Particularly PAG-IBIG, banks keeps strict criteria and you can qualifications in terms of their software techniques. (بیشتر…)