My questions is actually this. That, certainly are the authorities in a position to produce underwriting standards? A lot of your select on your testimony conditions that you select since an indication away from what you will think predatory credit.
2nd, might you implement such underwriting requirements so you’re able to mortgage-recognized bonds and therefore organizations might carry in the portfolio for aim off conference the loan shot they may need to have?
All government?I didn’t rating the opportunity to look at the Fed’s testimony?conveyed on at least cursory remark, that you don’t discover a great preponderance of ”predatory loans” throughout the profiles of your associations that you control
Mr. (بیشتر…)